Will My Insurance Cover Car Wash Damage?
If your car is damaged at a car wash, you’ll want to know if you can claim compensation. This is important because you can’t afford to pay the cost of fixing your car out-of-pocket without the help of an insurance company.
Car wash damage varies from one customer to the next but can typically include noticeable swirl marks, water spots, dents, scratches, chips, broken wipers and damaged mirrors. The damage can be caused by abrasive materials or harsh chemicals used by the car wash attendant to clean the vehicle.
An excellent way to avoid this type of situation is to be familiar with the rules and safety guidelines that your car wash has in place. This will ensure that you don’t get stuck with any damage to your car and can make the process faster and more efficient for everyone involved.
You can also ask for a discount on your bill by showing the management any evidence you have, like pictures of the damage or a video recording that shows the wear clearly. These may be helpful if you decide to pursue legal action, as they will likely hold weight in your case.
In addition, if you have commercial property insurance, your coverage would likely cover the costs to replace or repair any damaged equipment during your car wash. For example, if your automatic car wash machine caught fire because of worn-out wiring, your policy would likely cover the costs of replacing or repairing that equipment.
Accidental Car Damage
Regardless of how careful you are, accidents happen, and they can be costly. This is why it’s essential to have insurance that will protect your business from losses that might otherwise be a financial catastrophe.
Insurance is a great way to protect your car wash against the most common and expensive risks that could cause your business to go under. These risks include damage to vehicles, injuries to employees, and pollution of nearby bodies of water or soil.
You might not be legally required to purchase insurance for your business, but it’s a wise decision. It’s an inexpensive, ongoing expense that can protect your business from significant damage or a lawsuit.
If you’re a small or medium-sized business, you can get broad coverage designed specifically for your car wash and auto detailing company. This combines general liability, property and extra expense coverage into a single package that can be much more affordable than purchasing these policies separately.
Car Wash Insurance Lawyer
A car wash insurance lawyer can provide you with a quote for an insurance policy that is right for your needs. They will be able to take a thorough look at your specific car wash and provide you with a quote within 24 hours.
When searching for a car wash insurance lawyer, ask about their experience with cases like yours. This will help you determine whether they’re a good fit for your company and if they’re a strong candidate to defend your business.